How do property taxes affect your monthly payment? Find out right here.

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In what ways do your property taxes affect your monthly payments?

Property taxes and homeowners insurance are impounded with your mortgage payment, which will ultimately include your principal and interest, your insurance, and your taxes. The HOA fee will be paid separately, and a lender will still incorporate that into the debt-to-income ratio so that you know exactly what your monthly payments are going to be; they just won’t be impounded with the insurance and taxes.

If you have more questions about your property taxes and how they affect your mortgage payment, a mortgage lender is the first source to turn to. I can help you find a great lender, and all you have to do is reach out to me. I’d love to hear from you!